Close this window & Return to previous page
Legal
Pursuant to U.S. State and Federal Laws, the following is a statement of your legal rights. Please read carefully before you proceed.
In fact, if you don't believe in this program, or don’t understand and agree that there’s always risk involved with coaching, consulting or growing in a new way, then leave this site immediately.
But if you are serious about learning the same tactics that our company, and many of our clients, use to grow, then you have to understand that we’re not promising that you’ll make any certain amount of money. In fact, depending on a lot of factors, including but not limited to how well you follow directions, you may lose money.
The only promise we’re making, and the only valid promise that anyone should make, is that we’ll be an open book to you, and will share what we know that we feel will help you and your company grow strategically and quickly online.
With that said – I’m sure you can imagine that when our attorney's learned that we were actually going to help a handful of people in a 1-on1 business coaching/consulting relationship, they freaked out with legalese, so please bear with us and read the below very carefully as your participation in this program requires that you agree to the following.
Read the
below lawyer lingo and proceed at your own risk…
CHRISTOPHER
GUERRIERO'S COACHING PROGRAM IS
A PROGRAM OFFERED BY WISDOM
BOOKS, LLC (“WISDOM”). IN THESE EARNINGS
DISCLAIMERS, THE WORDS “WE,” “US,” AND “OUR”
REFER
INDIVIDUALLY AND COLLECTIVELY TO WISDOM. THE WORDS “YOU,” “YOUR,” AND
“YOURS” REFER TO YOU AND YOUR BUSINESS.
You
understand and agree that there are important risk factors that should be
considered by you when deciding whether to purchase products or services sold on
this website or from the presentation regarding products
and services sold on this website.
Our goal is clear and prominent disclosure.
If you do not understand any part of these disclaimers, please ask us to explain it to you immediately by sending an e-mail to support (at) wisdombookspublishing.com (replacing the "(at)" with the "@" symbol and removing the spaces) with your question and wait for an answer from us before purchasing or pursuing a product or service from this website. If you do not want to use e-mail, you may also fax or mail your questions to us (however mailing questions to our office does not extend or nullify any time frame detailed in this document).
Fax:
1.732.956.3952
AdvancedBusinessGrowth.com
c/o Wisdom Books, LLC
PO Box 189
Califon, NJ 07830
USA
1.
For Serious Business Owners Only – Not Consumers or Hobbyists
PRODUCTS
AND SERVICES OFFERED FOR
IF
YOU ARE UNEMPLOYED, AN INDIVIDUAL LOOKING FOR SUPPLEMENTAL INCOME OR A NEW
HOBBY, OR ARE A SIMILAR TYPE OF CONSUMER, PLEASE DO NOT PURCHASE PRODUCTS OR
SERVICES FROM THIS WEBSITE BECAUSE THEY ARE NOT INTENDED FOR YOUR PERSONAL USE.
WE DO NOT SELL GET-RICH-QUICK SCHEMES AND WE DO NOT WANT OUR PRODUCTS AND
SERVICES MISTAKEN OR MISUSED FOR SUCH.
2.
No Earnings Projections, Promises Or Representations
You
recognize and agree that we have made no implications, warranties, promises,
suggestions, projections, representations or guarantees whatsoever to you about
future prospects or earnings, or that you will earn any money, with respect to
your purchase of products or services
sold on this website and that we have not authorized any such projection,
promise, or representation by others.
Any
earnings or income statements, or any earnings or income examples, are only
estimates of what we think you could earn. There is no assurance you will do as
well as stated in any examples. If you rely upon any figures provided, you must
accept the entire risk of not doing as well as the information provided. This
applies whether the earnings or income examples are monetary in nature or
pertain to advertising credits which may be earned (whether such credits are
convertible to cash or not).
There
is no assurance that any prior successes or past results as to earnings or
income (whether monetary or advertising credits, whether convertible to cash or
not) will apply, nor can any prior successes be used, as an indication of your
future success or results from any of the information, content, or strategies.
Any and all claims or representations as to income or earnings (whether monetary
or advertising credits, whether convertible to cash or not) are not to be
considered as "average earnings".
You
understand that products and services
sold on this website have not been available for purchase long enough to
provide an accurate earnings history.
3.
The Economy
The
economy, both where you operate your business, and on a national and even
worldwide scale, creates additional uncertainty and economic risk. Any economic
recession or depression might negatively affect the results produced by products
and services sold on this website.
4.
Your Success or Lack of It
Your
success in using the information or strategies provided by this website or in
the presentation regarding products
and services sold on this website depends on a variety of factors. We
have no way of knowing how well you will do, as we do not know your business,
your background, your work ethic, your dedication, your motivation, your desire,
or your business skills or practices. Therefore, we do not guarantee or imply
that you will get rich, that your business will become more profitable, that you
will do as well, or that you or your business will have any earnings (whether
monetary or advertising credits, whether convertible to cash or not), at all.
Businesses
(both online and offline) and earnings derived therefrom, involve unknown risks
and are not suitable for everyone. You may not rely on any information presented
on the website or otherwise provided by us, unless you do so with the knowledge
and understanding that you can experience significant losses (including, but not
limited to, the loss of any monies paid to purchase products
or services sold on this website, and/or any monies spent setting up,
operating, and/or marketing products
or services sold on this website, and further, that you may have no
earnings at all (whether monetary or advertising credits, whether convertible to
cash or not).
5.
Forward-Looking Statements
MATERIALS
CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS
WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING
STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995.
FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS.
YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY
TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,”
“ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,”
“BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A
DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.
ANY
AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY MATERIALS ON THE WEBSITE OR IN
THE PRESENTATION REGARDING PRODUCTS
AND SERVICES SOLD ON THIS WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF
EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL
RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS
OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY
RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.
6.
Due Diligence
You
are advised to do your own due diligence when it comes to making business
decisions and should use caution and seek the advice of qualified professionals.
You should check with your accountant, lawyer, or professional advisor, before
acting on this or any information. You may not consider any examples, documents,
or other content on the website or otherwise provided by us to be the equivalent
of legal advice. Nothing contained on the website or in the presentation
regarding products and services sold
on this website or in materials available for sale or download on the
website provides legal advice in any way. You should consult with your own
attorney on any legal questions you may have.
We
assume no responsibility for any losses or damages resulting from your use of
any link, information, or opportunity contained within the website or within any
information disclosed by the owner of this site in any form whatsoever.
Although
we believe the price is fair for the value that you receive, you understand and
agree that the purchase price for products
and services sold on this website has been arbitrarily set by us. This
price bears no relationship to objective standards.
You also understand that what this package includes, is all it includes, and any additional services, products, programs, or extensions you may wish to access will incur additional charges.
8.
Testimonials & Examples
Testimonials
and examples on this website, or in the presentation regarding products
and services sold on this website are exceptional results, do not reflect
the typical purchaser's experience, don’t apply to the average person and are
not intended to represent or guarantee that anyone will achieve the same or
similar results. Where specific income or earnings (whether monetary or
advertising credits, whether convertible to cash or not), figures are used and
attributed to a specific individual or business, that individual or business has
earned that amount.
Although
we take reasonable steps to verify the accuracy of testimonials and examples,
including financial results, we cannot guarantee 100% accuracy and are not
responsible for any inadvertent errors or omissions.
There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials. You understand that products and services sold on this website have not been available for purchase long enough for us to determine what are typical financial results.
9. Cancellations
As a US based company, we are required to advise you of your rights under those laws for Federal and State requirements: You, the buyer, may cancel this initial Coaching Transaction / Enrollment at any time prior to midnight of the third business day after the date of this transaction. After the third business day there will be no partial or prorated refunds.
10. Arbitration Policy
All matters pertaining to Wisdom and/or the Instant Author Program shall be governed by, construed, and enforced under the laws of the State of New Jersey, USA. The parties herein waive trail by court or jury. Any controversy or claim arising out of or relating to this agreement, the breach thereof, the materials shall be settled by mandatory arbitrations by a panel of three (3) arbitrators pursuant to this Arbitration Policy and the Small Claims Rules of New Jersey in effect at the time a claim is initiated. One arbitrator shall be chosen by Wisdom, one by You, and those two arbitrators so chosen shall then agree on the third arbitrator to service on the panel. Should either party fail to choose an arbitrator within the time set out herein, the sole arbitrator chosen by the other party shall enter a final decision in favor of the other party. Each arbitrator shall be a lawyer with more than ten (10) years of experience or a retired judge. The party initiating a claim (the “Claimant”) shall select one arbitrator and notify the other party (the “Respondent”) in writing by Certified Mail/Return Receipt Requested of the claim, giving the Respondent twenty (20) days to select an arbitrator. The two arbitrators shall then have twenty (20) days to select a third arbitrator. The decision of the arbitrators shall be by majority vote and shall be final and binding upon all parties. The parties agree that the prevailing party shall not be entitled to receive attorney’s fees, whether or not taxable by a court or the arbitrator(s) as costs. In no event shall any action be entertained by the arbitration panel or by any court of competent jurisdiction if the action is filed more than twenty-one (21) months subsequent to the Purchase Date and any and all damages or fees, including legal fees, if applicable, shall be limited to the purchase price of the product. Declaratory relief ordering such arbitration, as well as any judgment upon the award tendered by the arbitrator(s) if applicable, shall be entered by the court having jurisdiction thereof. For that purpose the parties consent to the exclusive jurisdiction and venue of an appropriate court and site for arbitration located in New Jersey, USA.
TERMS OF USE AND SERVICE
IMPORTANT! THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.
Access To This Site
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If our Company believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.
Restrictions On Use
You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without our Company’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of an authorized representative of our Company. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with our Company in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.
Proprietary Information
The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by our Company is the proprietary information of our Company or the party that provided the Content to our Company, and our Company or the party that provided the Content to our Company retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of our Company, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates our Company’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.
Hyper-Links
This site may be hyper-linked to other sites which are not maintained by, or related to, our Company. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or our Company. Our Company has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk, and our Company makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by our Company of that site.
Submissions
You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to our Company through this site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Our Company will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Company operations.
Our Company will treat any personal information that you submit through this site in accordance with its Privacy Policy as set forth on this site.
Disclaimer
You understand that our Company cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our Company does not assume any responsibility or risk for your use of the Internet.
The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Company. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided “as is” and without warranties of any kind, either expressed or implied. Our Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. Our Company does not warrant that the functions OR CONTENT contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Our Company does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and Company may make changes or improvements at any time. You, and not our Company, assume the entire cost of all necessary servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. Our COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and Company does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.
Limitation On Liability
COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.
Indemnity
You will indemnify and hold Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.
Trademarks
Trademarks, service marks, and logos appearing in this site are the property of Company or the party that provided the trademarks, service marks, and logos to Company. Company and any party that provided trademarks, service marks, and logos to Company retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.
Information You Provide
You may not post, send, submit, publish, or transmit in connection with this site any material that:
you do not have the right to post, including proprietary material of any third party;
advocates illegal activity or discusses an intent to commit an illegal act;
is vulgar, obscene, pornographic, or indecent;
does not pertain directly to this site;
threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
violates any law or may be considered to violate any law;
impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
solicits funds, advertisers or sponsors;
includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
includes MP3 format files;
amounts to a ‘pyramid’ or similar scheme;
disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
contains hyper-links to other sites that contain content that falls within the descriptions set forth above.
Although under no obligation to do so, our Company reserves the right to monitor use of this site to
determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither Company nor any third party that provides Content to Company will assume or have any liability for any action or inaction by Company or such third party with respect to any submission.
Security
Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Company will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Company considers insecure, Company will be entitled to require the password to be changed and/or terminate your account.
You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Company reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Company reserves the right to investigate suspected violations of these Terms of Use.
Company reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [COMPANY] OR LAW ENFORCEMENT AUTHORITIES.
Miscellaneous
These Terms of Use will be governed and interpreted pursuant to the laws of North Carolina, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in North Carolina in connection with any dispute between you and Company arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and federal courts in Raleigh, North Carolina. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise these Terms of Use at any time by updating this posting.
PRIVACY POLICY
Your privacy is very important to us. We want to make your experience on the Internet as enjoyable and rewarding as possible, and we want you to use the Internet’s vast array of information, tools, and opportunities with complete confidence.
We have created this Privacy Policy to demonstrate our firm commitment to privacy and security. This Privacy Policy describes how our company collects information from all end users of our Internet services (the “Services”)-those who access some of our Services but do not have accounts (“Visitors”) as well as those who may purchase Products and/or pay a monthly service fee to subscribe to the Service (“Members”)-what we do with the information we collect, and the choices Visitors and Members have concerning the collection and use of such information. We request that you read this Privacy Policy carefully.
Personal Information Our Company Collects and How It Is Used
Introduction. Our company collects information in different ways from Visitors and Members who access the various parts of our Services and the network of Web sites accessible through our Service. We use this information primarily to provide a customized experience as you use our Products and Services, and generally, do not share this information with third parties. However, we may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that such disclosure is required by law or other special cases described below.
Registration: Members may be asked to provide certain personal information when they sign up for our Products or Services including name, address, telephone number, billing information (such as a credit card number), and the type of personal computer being used to access the Services. The personal information collected from Members during the registration process is used to manage each Member’s account (such as for billing purposes). This information is not shared with third parties, unless specifically stated otherwise or in special circumstances.
However, in instances where our company and a partner jointly promote our Services, we may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Services as a result of the joint promotion for the sole purpose of allowing us and the partner to assess the results of the promotion.
In this instance, personal information may not be used by the partner for any other purpose. We may also generate non-identifying and aggregate profiles from personal information Members provide during registration (such as the total number, but not the names, of Members). As explained in more detail below, we may use this aggregated and non-identifying information to sell advertisements that appear on the Services.
Our Company Partners and Sponsors: Some products and services may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide Visitors and Members some of these products and services, the partner may need to collect and maintain personal information. In these instances, you will be notified before any such data is collected or transferred and may decide not to use that particular service or feature.
Additionally, our partners may have advertisements or co-branded Web Pages that are cosponsored by an affiliate, independent contractor seller, or non-affiliated partner. Our company may share non-identifying and aggregate information (except as described above), but not personal information, with such partners in order to administer the co-branded products or services offered.
Online Shopping: At some Web sites, you can purchase products and services or register to receive materials, such as a newsletter, catalog or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient’s name, address, and phone number. Our company has no control over the third parties’ use of any personal information you provide when placing such an order. Please exercise care when doing so.
If you order services or products directly from our company we will use the personal information you provide only to process that order. We do not share this information with outside parties except to the extent necessary to complete that order.
Online Advertisements: Our company may display our online advertisements. In those cases we share aggregated and non-identifying information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this aggregated and non-identifying information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the aggregated and non-identifying information we have collected, we may then display or send the advertisement to the intended audience. Our company does not share personal information about its Visitors or Members with these advertisers or joint venture companies.
Responses to Email Inquiries: When Visitors or Members send email inquiries to our company, the return email address is used to answer the email inquiry we receive. Our company does not use the return email address for any other purpose and does not share the return email address with any third party.
Voluntary Customer Surveys: We may periodically conduct both business and individual customer surveys. We encourage our customers to participate in these surveys because they provide us with important information that helps us to improve the types of products and services we offer and how we provide them to you. Your personal information and responses will remain strictly confidential, even if the survey is conducted by a third party. Participation in our customer surveys is voluntary.
We may take the information we receive from individuals responding to our Customer Surveys and combine (or aggregate) it with the responses of other customers we may have, to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). We then use the aggregated information to improve the quality of our services to you, and to develop new services and products. This aggregated, non-personally identifying information may be shared with third parties.
Special Cases: It is our company’s policy not to use or share the personal information about Visitors of Members in ways unrelated to the ones described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.
However, we may disclose personal information about Visitors or Members, or information regarding your use of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Services properly; or to protect our company and our Members.
“Cookies” and How Our Company Uses Them. A “cookie” is a small data file that can be placed on your hard drive when you visit certain Web sites. Our company may use cookies to collect, store, and sometimes track information for statistical purposes to improve the products and services we provide and to manage our telecommunications networks.
If you are a Visitor or Member we may use a cookie to save your settings and to provide customizable and personalized services. These cookies do not enable third parties to access any of your customer information. Additionally, be aware that if you visit other Web sites where you are prompted to log in or that are customizable, you may be required to accept cookies.
Advertisers and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility for information collected through them.
Our Company Commitment to Children’s Privacy. Protecting children’s privacy is especially important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Public Forums: Please remember that any information you may disclose in any Member Directory, or other public areas of our Web sites or the Internet, becomes public information. You should exercise caution when deciding to disclose personal information in these public areas.
Our Company’s Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.
Where to Direct Questions About Our Privacy Policy: If you have any questions about this Privacy Policy or the practices described herein, you may contact us through the contact information provided on this Web site.
Revisions to This Policy: Our company reserves the right to revise, amend, or modify this policy, our Terms Of Service agreement, and our other policies and agreements at any time and in any manner, by updating this posting.
Please
note that the content of this page can change without prior notice.
Copyright
© Wisdom Books, LLC All Rights Reserved. No portion of this
document may be copied or used by anyone other than the licensee without the
express written permission of the copyright owner.